Tools
Affordability Calculator
Estimate how much home you can afford based on your income, existing debts, and down payment.
Maximum Home Price
$343,882
Conservative$275,106
Moderate$309,494
Stretch$343,882
Loan Amount$308,882
Monthly Payment Breakdown
Principal & Interest$2,055/mo
Property Tax$300/mo
Homeowner's Insurance$125/mo
PMI (est.)$180/mo
Total Housing Cost$2,660/mo
Debt-to-Income Ratios
Front-end DTI compares housing costs to income. Back-end DTI includes all monthly debt obligations. These ratios are used during underwriting — staying below the limits gives more flexibility.
This calculator provides educational estimates only and assumes standard lender DTI thresholds. Actual qualification depends on credit score, loan type, reserves, and full underwriting review. Not a commitment to lend or guarantee of qualification.
See what you actually qualify for.
Get Pre-Approved