Purchase Loans

Explore home purchase financing solutions across conforming, government, and specialty lending pathways.

Not sure where to start? Run the affordability calculator to see your qualifying price range, then estimate your monthly payment with the mortgage calculator across loan programs. If a seller is offering concessions, the buydown calculator shows whether a 2-1 buydown beats a straight rate reduction. Still weighing timing? Compare long-term costs in the rent vs. buy calculator.

Flexible financing for qualified borrowers seeking long-term payment stability.

Accessible qualification pathways with low down payment requirements.

Benefit-focused financing for eligible veterans and military families.

Zero-down options in eligible areas for qualifying borrowers.

Investor-focused qualification based on rental cash-flow performance.

For loan amounts above conforming limits. Designed for higher-value homes with flexible rate and term options.

Qualify using bank deposits instead of tax returns. Built for self-employed borrowers whose write-offs reduce taxable income.

Use your 1099 earnings history to qualify instead of W-2s. Ideal for freelancers, contractors, and commission earners.

Purchase your next home before selling your current one. Avoid contingent offers and double mortgage payments.