Specialty Lending
A bridge loan is short-term financing that helps you move from one home to the next without needing both transactions to close at exactly the same time. It bridges the gap — giving you the ability to buy your next home even before your current one sells.
A bridge loan uses the equity in your current home to fund part of your new purchase — so you're not stuck waiting for your home to sell before you can buy.
These are short-term loans, typically six months, designed to be paid off once your current home sells.
Different bridge structures offer different tradeoffs between speed, leverage, and simplicity — the right fit depends on your timeline and situation.
The preferred bridge path can often be approved within one to two business days. Standard and extended options may take a bit longer depending on the complexity and documentation needed.
Bridge loan structures vary, but many options are designed to minimize your payment burden during the overlap period. We'll help you understand exactly what to expect before you commit.
That depends on the structure. The guaranteed offer option protects you in that scenario — if your home hasn't sold by the end of the bridge period, there's a backstop offer in place so you're not left holding two properties indefinitely.