Legal and Regulatory Pages
Review our disclosures, policies, and regulatory information below. GravJump is independently operated by Daniel Opirhory (NMLS #2619871) with ALCOVA Mortgage LLC (NMLS #40508). GravJump is not a lender.
Operator and Advertising Disclosure
GravJump's operator identity, role as an independent mortgage marketing and lead-generation website, and advertising practices — including lender relationships and compensation.
Privacy Policy
How GravJump collects, uses, shares, and safeguards personal information — covering contact data, cookies, analytics, lender partners, and your privacy rights under applicable law.
Terms of Use
Terms governing access to and use of the GravJump website, including intellectual property, acceptable use, disclaimers, limitations of liability, and dispute resolution.
Cookie Policy
How GravJump uses cookies and similar tracking technologies — including first-party analytics, preference cookies, advertising cookies, and how you can manage your cookie choices.
Accessibility Statement
GravJump's commitment to accessibility, the standards we follow (WCAG 2.1 AA), ongoing improvements, and how to request accommodations or report accessibility concerns.
Equal Housing Opportunity
GravJump's Equal Housing Opportunity statement — we support fair housing and non-discrimination in mortgage lending based on race, color, religion, sex, disability, familial status, or national origin.
Licensing Information
Mortgage licensing disclosures for GravJump — ALCOVA Mortgage LLC NMLS #40508, loan officer NMLS identification, state licensing, and verification via NMLS Consumer Access.
Advertising Disclosure
Advertising disclosure for GravJump — how example rates, APRs, and scenarios are sourced, rounding assumptions, and why quoted terms are illustrative and subject to qualification.
SMS and Communication Consent
Text message, email, and phone communication consent terms for GravJump — opt-in scope, message frequency, data rates, opt-out instructions, and supported carrier disclaimers.
Do Not Sell or Share
Exercise your right to opt out of the sale or sharing of personal information under CCPA/CPRA and similar state privacy laws — submission process and verification steps.