Updated 5/13/26

Today's Mortgage Rates

Daily index rates across conventional, government, and jumbo products. Rates reflect national market averages — your rate may vary based on credit, LTV, and loan details.

Rates worsening

Average daily change is +0.050% — rates are moving higher today.

Loan Amount

30 Yr. Fixed

+0.010

6.570%

Est. P&I: $1,592/mo

5.90%52-Week Range6.49%

15 Yr. Fixed

+0.030

6.070%

Est. P&I: $2,119/mo

5.23%52-Week Range5.80%

30 Yr. Jumbo

+0.129

6.550%

Est. P&I: $1,588/mo

6.10%52-Week Range6.75%

20 Yr. Fixed

+0.010

6.500%

Est. P&I: $1,864/mo

5.75%52-Week Range6.38%

30 Yr. FHA

+0.096

6.186%

Est. P&I: $1,529/mo

5.84%52-Week Range6.23%

30 Yr. VA

-0.016

5.957%

Est. P&I: $1,492/mo

5.53%52-Week Range6.12%

Mortgage Rates: Daily Index

Last Updated: 5/13/26 | Snapshot: May 13, 2026 2:46pm ET

Rates shown are market indices for informational purposes only and do not constitute a quote, rate lock, or lending commitment.

Get Your Personalized Rate

Index rates are market averages. Your actual rate depends on credit score, down payment, loan type, and property. Connect with a loan officer for a quote tailored to your scenario.

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Rates displayed are market index averages sourced from publicly available data for informational purposes only. They do not constitute a quote, commitment to lend, or guarantee of any rate or terms. Actual rates vary based on individual borrower qualifications including credit score, loan-to-value ratio, loan amount, property type, and occupancy. All loans are subject to credit approval and underwriting. Loans originated by ALCOVA Mortgage LLC, NMLS #40508. Equal Housing Lender.