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Mortgage Rates Today

See today's sample mortgage rates for Wilmington, NC and surrounding areas. Connect with a loan officer to discuss options tailored to your scenario.

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Rates updated: 3/20/26 (market reference)
VA 15-Yr Fixed
5.500%
Interest Rate
5.875%
APR
0.25 pts$400 cost

Rates and APRs shown are examples for illustrative purposes only and may not be available to all borrowers.

Rates are accurate as of: 3/20/26 (market reference). Example assumptions: $400,000 purchase price, $320,000 loan amount (80% LTV / 20% down payment), 740 credit score, owner-occupied single-family residence, 30-day lock period, 28403 ZIP code.

Actual available terms from ALCOVA Mortgage LLC depend on credit, income, assets, loan amount, loan-to-value, occupancy, property type, and lock period. Mortgage products are only offered through appropriately licensed mortgage professionals in the applicable state. Not a commitment to lend.

Ready to explore your options?Connect with a licensed loan officer — no commitment required.