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Rental Estimator

Analyze long-term or short-term rental returns. Enter property details and financing, then optionally look up local market rent data from the Census Bureau.

Market Data Lookup

Optional — fetches county median rent from Census ACS to pre-fill rent assumptions.

Property Details

Acquisition

$
$
$

Financing

%
%
yrs
Loan amount: $240,000  |  Monthly P&I: $1,637

Operating Expenses

$
$
$
$
%
$
$
%
$
$

Long-Term Rental Monthly Rent

$
$
Enter a rent amount above or use “Get Market Data” to auto-fill.
Monthly Cash Flow
-$2,262
Set a monthly rent amount to see results.
Cap Rate
-2.44%
Cash-on-Cash
-40.22%
Gross Yield
0.00%
DSCR
-0.38x
Total Cash Invested
$67,500
Annual Cash Flow
-$27,147
Annual NOI
-$7,500
Break-Even Rent
$2,262

P&L Breakdown

Monthly Gross Rent$0
Vacancy($0)
Effective Gross Income$0
Property Taxes($300)
Insurance($125)
Management (8.00%)($0)
Maintenance Reserve($100)
CapEx Reserve($100)
Monthly NOI-$625
Monthly Debt Service($1,637)
Monthly Cash Flow-$2,262

Investment Basis

Purchase Price$300,000
Closing Costs$7,500
Total Project Cost$307,500
Down Payment$60,000
Plus: Rehab + Closing$7,500
Total Cash Invested$67,500
Loan Amount$240,000
Estimate only — not investment advice. Actual returns depend on market conditions, property condition, vacancy, financing terms, management quality, local regulations, and tax treatment. Market rent data from U.S. Census Bureau ACS is a county-level survey estimate, not a property-specific appraisal. Consult a licensed real estate professional, licensed mortgage professional, and CPA before making any investment decision.
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