Sample rates updated daily

Mortgage Rates Today

See today's sample mortgage rates for Wilmington, NC and surrounding areas. Connect with a loan officer to discuss options tailored to your scenario.

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Rates updated: 3/20/26 (market reference)

Most Popular

30-Yr Fixed

6.530%

Interest Rate

6.750%

APR

1.25 pts$2,000 cost

30-Yr FHA

6.060%

Interest Rate

6.750%

APR

0.75 pts$1,200 cost

20-Yr Fixed

6.375%

Interest Rate

6.500%

APR

1.00 pts$1,600 cost

15-Yr Fixed

6.070%

Interest Rate

6.250%

APR

0.75 pts$1,200 cost

10-Yr Fixed

5.875%

Interest Rate

6.000%

APR

0.50 pts$800 cost

10/6 ARM

6.125%

Interest Rate

7.000%

APR

1.50 pts$2,400 cost

7/6 ARM

5.875%

Interest Rate

6.750%

APR

1.25 pts$2,000 cost

5/6 ARM

5.625%

Interest Rate

6.500%

APR

1.00 pts$1,600 cost

Rates and APRs shown are examples for illustrative purposes only and may not be available to all borrowers.

Rates are accurate as of: 3/20/26 (market reference). Example assumptions: $400,000 purchase price, $320,000 loan amount (80% LTV / 20% down payment), 740 credit score, owner-occupied single-family residence, 30-day lock period, 28403 ZIP code.

Actual available terms from ALCOVA Mortgage LLC depend on credit, income, assets, loan amount, loan-to-value, occupancy, property type, and lock period. Mortgage products are only offered through appropriately licensed mortgage professionals in the applicable state. Not a commitment to lend.